:root{--bg:#f4f6f8;--panel:#fff;--ink:#17212b;--muted:#66727f;--line:#dfe5ea;--brand:#0c6170;--brand2:#073c46;--good:#147d64;--bad:#b44343;--shadow:0 12px 30px rgba(25,45,60,.08)}*{box-sizing:border-box}body{margin:0;background:var(--bg);color:var(--ink);font:15px/1.5 Inter,system-ui,-apple-system,Segoe UI,sans-serif}.topbar{height:68px;background:#0d1d26;color:white;display:flex;align-items:center;justify-content:space-between;padding:0 4vw;position:sticky;top:0;z-index:10}.topbar strong{font-size:20px}.topbar span{margin-left:14px;color:#aebdc5}.topbar nav{display:flex;gap:22px}.topbar a{color:#dce8ec;text-decoration:none}main{max-width:1500px;margin:auto;padding:38px 4vw}.hero{display:grid;grid-template-columns:1fr 380px;gap:30px;align-items:center;margin-bottom:25px}.hero h1{font-size:clamp(32px,4vw,58px);line-height:1.05;margin:6px 0 18px;letter-spacing:-2px}.hero p{max-width:850px;color:var(--muted);font-size:17px}.eyebrow{font-size:12px!important;font-weight:800;letter-spacing:1.5px;color:var(--brand)!important;margin:0}.decision-card{background:var(--panel);padding:28px;border-radius:18px;box-shadow:var(--shadow);border-top:6px solid var(--brand)}.decision-card.negative{border-color:var(--bad)}.decision-card span,.decision-card small{display:block;color:var(--muted)}.decision-card strong{display:block;font-size:42px;margin:8px 0}.kpis{display:grid;grid-template-columns:repeat(4,1fr);gap:15px;margin:20px 0 28px}.kpis article,.panel,.sidebar{background:var(--panel);border:1px solid var(--line);border-radius:14px;box-shadow:var(--shadow)}.kpis article{padding:18px}.kpis span{display:block;color:var(--muted);font-size:13px}.kpis strong{font-size:23px}.layout{display:grid;grid-template-columns:260px minmax(0,1fr);gap:22px}.sidebar{padding:18px;height:max-content;position:sticky;top:90px}.sidebar h2{font-size:17px;margin-top:0}.saved{display:flex;justify-content:space-between;gap:8px;padding:10px;border-radius:8px;color:var(--ink);text-decoration:none;border:1px solid transparent}.saved:hover,.saved.active{background:#eaf4f5;border-color:#c5dde0}.saved small{color:var(--muted)}.legal-note{margin-top:18px;padding:14px;background:#fff7dd;border-radius:10px;font-size:12px}.content{display:grid;gap:22px}.panel{padding:24px}.panel-head{display:flex;justify-content:space-between;gap:20px;align-items:center;margin-bottom:18px}.panel h2{margin:2px 0;font-size:25px}.actions{display:flex;gap:8px;flex-wrap:wrap}button{border:0;background:var(--brand);color:#fff;border-radius:8px;padding:10px 15px;font-weight:700;cursor:pointer}.secondary{background:#e9f0f2;color:var(--brand2)}.danger{background:#f8e6e6;color:var(--bad)}label{display:grid;gap:5px;color:var(--muted);font-size:13px}input{width:100%;padding:10px 11px;border:1px solid #cfd8df;border-radius:8px;background:white;color:var(--ink);font-size:15px}.full{margin-bottom:14px}.grid4{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}details{border-top:1px solid var(--line);padding:15px 0}summary{font-size:16px;font-weight:800;cursor:pointer;margin-bottom:14px}.tariff-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:10px;align-items:center}.tariff-grid strong{text-align:center}.table-wrap{overflow:auto}table{width:100%;border-collapse:collapse;white-space:nowrap}th,td{text-align:right;padding:11px;border-bottom:1px solid var(--line)}th:first-child,td:first-child{text-align:left}th{font-size:12px;text-transform:uppercase;color:var(--muted);background:#f8fafb}.good{color:var(--good);font-weight:800}.bad{color:var(--bad);font-weight:800}#wealthChart{height:420px!important}.module-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.module-grid article{padding:18px;background:#f7fafb;border-radius:10px}.module-grid p{color:var(--muted)}.notice{padding:12px 15px;background:#def4e8;color:#166344;border-radius:10px;margin-bottom:15px}.muted{color:var(--muted)}footer{text-align:center;color:var(--muted);padding:30px}@media(max-width:1050px){.hero{grid-template-columns:1fr}.kpis{grid-template-columns:repeat(2,1fr)}.layout{grid-template-columns:1fr}.sidebar{position:static}.grid4,.module-grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:650px){.topbar nav,.topbar span{display:none}.kpis,.grid4,.module-grid{grid-template-columns:1fr}.panel-head{align-items:flex-start;flex-direction:column}.tariff-grid{grid-template-columns:1.4fr 1fr 1fr}.hero h1{letter-spacing:-1px}.decision-card strong{font-size:32px}}
.user-chip{margin-left:4px!important;padding:6px 10px;border:1px solid #314650;border-radius:999px;color:#dce8ec!important;font-size:12px}.logout-form{display:inline;margin:0}.logout-button{padding:6px 10px;background:transparent;border:1px solid #52666f;font-size:12px}.public-body{min-height:100vh;background:linear-gradient(145deg,#eef4f5 0,#f8fafb 55%,#edf3f4 100%)}.public-nav{height:72px;padding:0 6vw;display:flex;align-items:center;justify-content:space-between;background:#0d1d26}.brand-link{display:flex;align-items:baseline;gap:12px;color:#fff;text-decoration:none}.brand-link strong{font-size:21px}.brand-link span{color:#aebdc5}.public-nav nav{display:flex;align-items:center;gap:16px}.public-nav nav a{color:#dce8ec;text-decoration:none;font-weight:700}.public-nav .nav-cta{padding:9px 14px;border-radius:8px;background:#fff;color:#0d1d26}.public-main{max-width:1280px;margin:auto;padding:70px 6vw}.landing-hero{min-height:520px;display:grid;grid-template-columns:minmax(0,1.3fr) minmax(320px,.7fr);gap:60px;align-items:center}.landing-hero h1,.auth-intro h1{font-size:clamp(40px,5.5vw,72px);line-height:1.02;letter-spacing:-3px;margin:10px 0 22px}.landing-lead,.auth-intro p{font-size:18px;color:var(--muted);max-width:780px}.landing-actions{display:flex;gap:12px;margin-top:30px}.primary-link,.secondary-link{display:inline-flex;padding:13px 18px;border-radius:9px;text-decoration:none;font-weight:800}.primary-link{background:var(--brand);color:#fff}.secondary-link{background:#fff;color:var(--brand2);border:1px solid var(--line)}.landing-summary{background:#0d1d26;color:#fff;border-radius:22px;padding:34px;box-shadow:var(--shadow)}.landing-summary span{color:#8fc1c9;font-size:12px;font-weight:800;letter-spacing:1px}.landing-summary strong{display:block;font-size:27px;line-height:1.25;margin:10px 0 24px}.landing-summary ul{padding-left:20px;color:#d0dde2;line-height:2}.feature-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.feature-grid article{padding:24px;background:#fff;border:1px solid var(--line);border-radius:14px;box-shadow:var(--shadow)}.feature-grid strong{font-size:18px}.feature-grid p{color:var(--muted)}.auth-shell{min-height:620px;display:grid;grid-template-columns:1fr 430px;gap:70px;align-items:center}.auth-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:30px;box-shadow:var(--shadow);display:grid;gap:16px}.auth-card h2{font-size:28px;margin:0 0 4px}.auth-card label{font-size:14px;color:var(--ink)}.auth-card input{margin-top:4px}.auth-submit{margin-top:5px;padding:13px}.auth-error{padding:11px 13px;border-radius:8px;background:#f8e6e6;color:var(--bad);font-weight:700}.auth-switch{text-align:center;color:var(--muted);margin:4px 0 0}.auth-switch a{color:var(--brand);font-weight:800}@media(max-width:850px){.landing-hero,.auth-shell{grid-template-columns:1fr}.landing-hero{gap:30px}.feature-grid{grid-template-columns:1fr}.landing-hero h1,.auth-intro h1{letter-spacing:-1.5px}.public-nav .brand-link span{display:none}}@media(max-width:650px){.public-main{padding-top:42px}.public-nav{padding:0 4vw}.public-nav nav{gap:8px}.public-nav nav a{font-size:13px}.landing-actions{flex-direction:column}.landing-actions a{justify-content:center}.topbar nav{display:flex;gap:8px}.topbar nav>a{display:none}.user-chip{display:none!important}}